Top 5 crypto card features to unlock the potential of digital assets

1inch Card combines everyday usability with advanced financial features and making seamless payments while keeping crypto holdings intact.

Cryptocurrency has evolved beyond investment and trading – to become a functional part of daily financial transactions. Crypto cards bridge the gap between digital assets and everyday spending, enabling users to make online and in-store purchases, withdraw cash and even leverage their holdings for liquidity without selling. Bringing together essential features, 1inch Card delivers a seamless, secure and user-friendly way to utilize crypto assets in daily transactions while ensuring financial adaptability.

Seamless payments everywhere

Why is it important?

Crypto users need a payment method that works just as easily as traditional debit and credit cards. A crypto card should be accepted widely, offering a frictionless payment experience both online and in physical stores.

What 1inch Card offers

The 1inch Card supports payments at physical stores and online merchants, ensuring users can spend their crypto wherever traditional cards are accepted.

Accessing funds without selling: Cryptodraft and Stableloans

Why is it important?

For long-term crypto holders, maintaining their position in the market is crucial. Selling assets, especially during market downturns, not only locks in potential losses but also reduces exposure to potential market recoveries. 

Traditional credit and lending solutions often do not cater to crypto users, leaving them with limited liquidity options.

Cryptodraft and Stableloans provide a powerful alternative by enabling users to borrow, using their crypto as collateral, rather than liquidating assets. This feature is particularly beneficial for users who seek liquidity while preserving their exposure to potential future gains in the crypto market.

What 1inch Card offers

Flexible borrowing with Cryptodraft

With 1inch Card, users gain access to an adaptive borrowing system that allows them to deposit BTC or ETH as collateral and borrow up to 60% of its value. The first 10% LTV of the borrowed amount remains interest-free, offering a low-cost liquidity option, while the remaining balance is subject to a 1% monthly percentage rate (MPR).

Repayments are fully flexible, allowing users to manage their loans based on their financial needs.

Predictable financing with Stableloans

For users who prefer a clear repayment plan, Stableloans offer fixed borrowing terms ranging from 6 to 24 months. Interest rates are transparently displayed at the time of borrowing, ensuring cost predictability. Users can maintain multiple active loans and choose from stablecoin options such as USDC, USDT or EURT, providing flexibility they need to manage financial commitments.

These features provide users with financial agility, allowing them to navigate the volatility of the crypto market while ensuring uninterrupted access to liquidity.

Cashback rewards: maximizing spending benefits

Why is it important?

Earning rewards on everyday purchases is a staple feature of traditional credit and debit cards. Cashback rewards help offset transaction costs and provide an additional incentive for users to integrate crypto cards into their daily spending habits.

What 1inch Card offers

The 1inch Card stands out with its lucrative cashback program:

• Earn up to 2% crypto cashback on every purchase.
• Choose to receive rewards in 1INCH, USDT, BTC or BXX tokens.

This rewards structure enhances the value proposition of using the 1inch Card for both small and large transactions, ensuring users get the most out of their spending.

ATM withdrawals: bridging crypto to cash

Why is it important?

Despite the growing acceptance of crypto, cash remains a necessity in many situations. Crypto card users should have the ability to withdraw fiat from ATMs when needed, ensuring liquidity in any circumstance.

What 1inch Card offers

• High withdrawal limits: The maximum amount is subject to account limits and restrictions.
• Secure processing: All transactions are reviewed by Baanx, with additional documentation required for withdrawals exceeding 10,000 GBP/EUR.

This feature provides a safety net for users who need immediate access to physical currency without selling their crypto holdings.

Apple Pay & Google Pay support: effortless contactless payments

Why is it important?

Mobile payments have revolutionized convenience, allowing users to complete transactions with a simple tap. A crypto card should integrate with Apple Pay and Google Pay for a seamless, modern payment experience.

What 1inch Card offers

• Support for Apple Pay and Google Pay, enabling fast and secure contactless payments at any store that accepts them.

This feature makes crypto payments as intuitive and efficient as traditional banking solutions, further bridging the gap between digital and fiat economies.

Conclusion: a crypto card designed for the future

1inch Card is more than just a payment tool – it is a gateway to a seamless crypto-financial experience. With flexible borrowing solutions, high cashback rewards, seamless payments, ATM withdrawals and mobile wallet integration, it provides all the essential features users need to optimize their crypto holdings without compromising liquidity or convenience.

For crypto enthusiasts and newcomers alike, 1inch Card offers an easy and powerful way to integrate digital assets into everyday financial life.

Enhance your financial freedom with 1inch Card – the smart way to spend crypto effortlessly.